Collections & Tax Time: Avoid this Common Tax Time Mistake!
January, February, and March are when the highest amounts of debt are payed. This is because most people get a decent size tax return and...
top of page
EDUCATION
Community resources to put a stop to the Racial Wealth Gap, reshape your relationship to credit, and set you up for success in the business credit world!
3 min read
DIY Credit Repair: Tips on Fixing Your Credit by Yourself
Many people have a lot of extra time on their hands due to the current events: loss of jobs, social distancing and quarantining. There...
2 min read
Do We Need Credit Cards to have Good Credit?
Many people ask me if we need to use credit cards to have a good credit score? The answer is yes. And the next question I get is why do...
4 min read
Three Different Ways to Rebuild Your Credit FAST
The number one question I get from clients, prospective clients, family, friends, and strangers is this – “what is the fastest way to...
2 min read
Tips for Your First Credit Card
We’ve learned that we need to use credit cards in order to attain good credit. Why? Because it makes up 65% of our score. 30% being our...
2 min read
How to Deal with Collection Agencies
Collection agencies are not the nicest people to encounter. They can be intimidating, rude and unfriendly. If you’ve dealt with them...
2 min read
Don’t Pay Collection Accounts on Your Credit Report. Here’s Why...
Collection accounts are typically the biggest reason for a person’s decrease in credit score. Let’s first define what a collection...
2 min read
Are You Working with a Reputable Credit Repair Company? 5 Red Flags to Look For!
The credit repair industry has hundreds of regulations that govern what these companies can do, can’t do and must do. These regulations...
2 min read
4 Steps to Take When Debt Collectors Call
Debt collectors are known to be disrespectful, threatening, predatory and annoying. If you’ve ever received a call from one, you may...
2 min read
The ONE Day That Matters When It Comes To Your Credit Cards
Okay guys! This is one of my favorite pieces of information, tip, trick loophole, whatever you want to call it! When it comes to your...
1 min read
What Happens When I Check My Credit?
Many people wonder if checking their credit score hurts their credit? And because of the uncertainty, many people choose not to. I’m not...
2 min read
Why Do We Need Good Credit?
In today’s world, credit means everything! It is a simple three-digit number, but our credit score is used to tell lenders so much about...
2 min read
Why I Love Credit Cards!
Everyone has their own opinion on credit cards and in fact, I was absolutely terrified of them just a few years ago. Thank goodness that...
bottom of page